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Wednesday, February 22, 2012
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Enterprising, Interactive Community
Join an enterprising community featuring business innovators and economic and executive thought-leaders. To qualify for event enrollment and other Lyceum services, please complete our registration form.
We build our events for equal participation. We have no defined speakers and no defined audience; instead, participants are both speakers and audience.
Everyone contributes his or her individual expertise and experience, which we carefully select for maximum group interaction.
We know that time is valuable, and that meaningful discourse is courteous, to the point and lively.
Unless stated otherwise, Chatham House Rule applies to all Lyceum events.
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Enterprising, Interactive Community
Join an enterprising community featuring business innovators and economic and executive thought-leaders. To qualify for event enrollment and other Lyceum services, please complete our registration form.
We build our events for equal participation. We have no defined speakers and no defined audience; instead, participants are both speakers and audience.
Everyone contributes his or her individual expertise and experience, which we carefully select for maximum group interaction.
We know that time is valuable, and that meaningful discourse is courteous, to the point and lively.
Unless stated otherwise, Chatham House Rule applies to all Lyceum events.
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Stand-alone events (as with customized collaboratives) bring together diverse stakeholders. However, instead of a single client directing them, Lyceum—either in collaboration with multiple clients, or on its own—develops targeted topics for select locations.
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Recent Lyceum roundtables have covered these and other topics.
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Business Innovation
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Case Studies
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Oncology Business Practices Roundtable Series
Description: Analyze and discuss innovation in oncology business practices. Discussion topics will range from plan design strategies to clinical redesign, and address how different components of the value chain can contribute to business model evolution. Target participants include self-funded employers, health benefits consultants, health insurance companies, hospitals, doctors and medical groups, biopharmaceutical manufacturers, and other health care and ancillary care providers.
Series Leaders: Bruce Cutter, MD and Dawn Holcombe
Read more here..
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Health Reform Roundtable Series
Description: Analyze and discuss details and implications of ongoing health reform including state-based initiatives such as health insurance exchanges—and best strategies for the different components of the health value chain. Discussion topics will cover device makers, biopharmaceutical manufacturers, health insurance companies, hospitals, doctors and medical groups, and self-funded employers.
Series Leader: Stephen Hyde
Read more here..
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Medication Adherence Roundtable Series
Description: Analyze and discuss innovation in medication adherence practices and strategies, with focus on new technologies and economic shifts across the drug supply chain. This series features Inspire, a health-focused social network that provides access to targeted patient populations. Using leading-edge, proprietary technology, we will explore the ways in which Inspire communities and their members respond to drug delivery and compliance. We will also showcase other innovators, both in technology and business strategy.
Series Leader: Inspire
Read more here..
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Oncology Business Practices Roundtable Series
Description: Analyze and discuss innovation in oncology business practices. Discussion topics will range from plan design strategies to clinical redesign, and address how different components of the value chain can contribute to business model evolution. Target participants include self-funded employers, health benefits consultants, health insurance companies, hospitals, doctors and medical groups, biopharmaceutical manufacturers, and other health care and ancillary care providers.
Series Leaders: Bruce Cutter, MD and Dawn Holcombe
Read more here..
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Health Reform Roundtable Series
Description: Analyze and discuss details and implications of ongoing health reform including state-based initiatives such as health insurance exchanges—and best strategies for the different components of the health value chain. Discussion topics will cover device makers, biopharmaceutical manufacturers, health insurance companies, hospitals, doctors and medical groups, and self-funded employers.
Series Leader: Stephen Hyde
Read more here..
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Medication Adherence Roundtable Series
Description: Analyze and discuss innovation in medication adherence practices and strategies, with focus on new technologies and economic shifts across the drug supply chain. This series features Inspire, a health-focused social network that provides access to targeted patient populations. Using leading-edge, proprietary technology, we will explore the ways in which Inspire communities and their members respond to drug delivery and compliance. We will also showcase other innovators, both in technology and business strategy.
Series Leader: Inspire
Read more here..
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DRAFT
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The Health & Nutrition Prescription
April 3rd 2012 | New York NY
OBJECTIVES
- Assess consumerism as an economic force of change in health care, and how it intersects the food industry.
- Evaluate impact on trends in diabetes and other diet-related conditions.
- Determine which health care and food companies will lead, and which will follow.
- Gauge the political climate, the prospective impact of the Supreme Court’s ruling on the Patient Protection and Affordable Care Act, and the legislative potential for Medicare Reform.
DISCUSSION TOPICS
- New Care Delivery Models and Patient-Physician Interaction
- Plan Design Strategies featuring Wellness and Healthy Living
- Consumerism featuring Patient Engagement and Defined Contribution Frameworks
- Diabetes and Diet-Related Conditions
- Corporate Strategy and Industry Realignment
- Political and Legislative Action
LOCATION
TBD
AGENDA (Subject to Change)
- Morning discussion: Key factors
- Afternoon discussion: Consequences
| 9:45 — 10:00 |
Greetings/ Introductions |
| 10:00 — 10:45 |
Political Landscape: Judicial & Legislative Action |
| 10:45 — 12:00 |
Payer Issues: Plan Design, Employer Initiatives |
| 12:00 — 12:15 |
Break (Lunch) |
| 12:15 — 1:00 |
Provider Issues: Physician-Patient Interaction |
| 1:00 — 1:45 |
Strategy Part One: Industry Realignment |
| 1:45 — 2:00 |
Break |
| 2:00 — 3:30 |
Strategy Part Two: Corporate Action |
* PLEASE NOTE THAT PARTICIPATION FEES APPLY.
Lyceum Associates connects diverse health care stakeholders in exclusive roundtable settings. Since 2005, we've brought together more than 1,000 individuals to debate and analyze industry transition and business innovation. Our trusted, idea-rich community features executive leaders, entrepreneurs, and a variety of subject-matter experts. Not just access. Understanding.
| © Lyceum Associates, Inc. |
DRAFT |
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DRAFT
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The Health & Nutrition Prescription
April 3rd 2012 | New York NY
OBJECTIVES
- Assess consumerism as an economic force of change in health care, and how it intersects the food industry.
- Evaluate impact on trends in diabetes and other diet-related conditions.
- Determine which health care and food companies will lead, and which will follow.
- Gauge the political climate, the prospective impact of the Supreme Court’s ruling on the Patient Protection and Affordable Care Act, and the legislative potential for Medicare Reform.
DISCUSSION TOPICS
- New Care Delivery Models and Patient-Physician Interaction
- Plan Design Strategies featuring Wellness and Healthy Living
- Consumerism featuring Patient Engagement and Defined Contribution Frameworks
- Diabetes and Diet-Related Conditions
- Corporate Strategy and Industry Realignment
- Political and Legislative Action
LOCATION
TBD
AGENDA (Subject to Change)
- Morning discussion: Key factors
- Afternoon discussion: Consequences
| 9:45 — 10:00 |
Greetings/ Introductions |
| 10:00 — 10:45 |
Political Landscape: Judicial & Legislative Action |
| 10:45 — 12:00 |
Payer Issues: Plan Design, Employer Initiatives |
| 12:00 — 12:15 |
Break (Lunch) |
| 12:15 — 1:00 |
Provider Issues: Physician-Patient Interaction |
| 1:00 — 1:45 |
Strategy Part One: Industry Realignment |
| 1:45 — 2:00 |
Break |
| 2:00 — 3:30 |
Strategy Part Two: Corporate Action |
* PLEASE NOTE THAT PARTICIPATION FEES APPLY.
Lyceum Associates connects diverse health care stakeholders in exclusive roundtable settings. Since 2005, we've brought together more than 1,000 individuals to debate and analyze industry transition and business innovation. Our trusted, idea-rich community features executive leaders, entrepreneurs, and a variety of subject-matter experts. Not just access. Understanding.
| © Lyceum Associates, Inc. |
DRAFT |
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These and other organizations have recently participated in Lyceum roundtables and events.
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Health Care Service Corp.
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Hospitals Without Borders
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Intellogy Health Designs
ITA Partners
Kaiser Permanente
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Manatt Health Solutions
Marriott International
Massachusetts Medical Society
Med Adherence
Medical Oncology Association of Southern California
Medsphere
Merrill Lynch Health Care Services
Microsoft Corporation
Milliman
MinuteClinic
Midwest Business Group on Health
Muir Medical Group IPA
National Business Coalition on Health
NaviNet
Neighborhood Diabetes
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New York Business Group on Health
New York Clinical Informaton Exchange (NYCLIX)
Novartis Pharmaceutical Corporation
New York Presbyterian Hospital
NovoLogix
NPS Pharmaceuticals
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Oncure Medical Corp.
OneOncology
Pacific Surgical Partners
Park Avenue Health Care Management
Partners Transforming Health
Pfizer
Practice Fusion
Premier Inc.
PricewaterhouseCoopers
Protein Sciences
Ready Consultant
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Sanofi Aventis
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State of Colorado
SustainAbility
TIAA-CREF
United States Senate
UnitedHealth Group
University of Colorado
University of Pittsburgh
US Chamber of Commerce
Vantage Oncology
Verisk Health
Volo Healthcare
Wakely Consulting
Watson Wyatt
Weill Cornell Medical Center
WellPoint
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Drug Pricing Methodologies
Average Wholesale Price (“AWP”): The most commonly used price index in pharmaceutical transactions, AWP operates as a suggested list price. Buyers, typically, negotiate lower prices through the inclusion of discounts, rebates or free goods. Medicare uses it to calculate the cost of drug products administered in a physician’s office. PBMs, insurance carriers, and other managed care organizations use AWP to calculate payments to retail pharmacies for providing drug products to patients. Pharmacies often use AWP as a cost basis for pricing prescriptions.
Average Sales Price (“ASP”): The Medicare Modernization Act of 2003 established ASP as a drug payment system. The methodology uses quarterly drug pricing data, which drug manufacturers submit to the CMS. In calculating the ASP, the manufacturer must deduct various discounts, including prompt payment discounts. Like AWP, it serves as a baseline to determine Medicare reimbursement rates.
Average Acquisition Cost (“AAC”): The retailer’s cost to buy drugs from wholesalers: the final cost of the drug to the pharmacy after all discounts are subtracted.
Average Manufacturer’s Price (“AMP”): The average price retail pharmacies or wholesalers pay manufacturers. It is based on sales to the retail sector, which generally pays higher prices than other purchasing sectors. The federal government currently uses AMP to calculate rebates in the Medicaid outpatient prescription drug rebate program.
Wholesale Acquisition Cost (“WAC”): A manufacturer’s list price established for sales to wholesalers, and a basis for calculating rebates.
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MANUFACTURER TO PHARMACY (VIA WHOLESALER)
1. MANUFACTURER
↓ Wholesale Acquisition Cost (WAC) or ↓ Average Manufacturer's Price (AMP)
2. WHOLESALER
↓ Actual Acquisition Price (AAP)
3. PHARMACY
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MANUFACTURER TO PHARMACY
1. MANUFACTURER
↓ Average Manufacturer's Price (AMP)
2. PHARMACY
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PAYER TO PHARMACY
1. PAYER
↓ Reimbursement: Average Wholesale Price + Discount
2. PHARMACY
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PHARMACY TO PATIENT
1. PHARMACY
↓ Retail or Usual & Customary Price (U & C)
2. PATIENT/END-USER
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Drug Coding Procedures
Vendors use both the Health Care Common Procedure Coding System (“HCPCS”), devised by CMS, and Current Procedural Terminology (“CPT”), an AMA creation, to bill for drugs/products that are utilized in the physician’s office, clinic or home setting. These include drugs that are injected subcutaneously, intramuscularly, or intravenously, and drugs administered via nebulizers or other DME equipment.
The National Drug Code (“NDC”) serves as a universal product identifier for drugs and biologics. Although similar to NDC, J Codes contain less information, such as the name of the drug manufacturer. J Codes are administered under the HCPCS.
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The newsletter Perspectives features commentary and opinion on economic transition and business innovation across health care, financial systems and consumer business. Many contributions come from our participants, and reflect front-line experience.
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Maureen Bailey "Silent Epidemic" (volume 5, issue 2), "Nudging Temptation Aside: Behavioral Economics and Diabetes" (volume 5, issue 5)
Ms. Bailey is the author of the forthcoming book "The Diabetic Diva", a cookbook for diabetics with a foreword by Ron Rosedale, MD. Dr. Rosedale developed a nutritional protocol that has helped thousands of people reverse type 2 diabetes. Her work has also appeared in Barron's and The Economist. Read more about Maureen.
Tom Cronin "A Better Model for Disease Management" (volume 5, issue 11)
Mr. Cronin is CEO of Neighborhood Diabetes, where he and his partners on the Management Team have grown the company tenfold in the last five years. Prior to involvement in the acquisition of Neighborhood, Tom took a sabbatical from business and was a math teacher at an urban high school and high school varsity soccer coach. Prior to teaching, Tom was CEO and owner of CranBarry, Inc., an established manufacturer and distributor of women's sporting goods. Earlier, Tom was a consultant at Bain & Company, the international strategy consulting firm headquartered in Boston. Read more about Tom.
Bruce Cutter, MD "A New Oncology Business Model" (volume 5, issue 1)
Dr. Cutter is a practicing medical oncologist/hematologist at Cancer Care Northwest, a large integrated oncology group in Spokane, WA. As president and CEO from 2000 to 2007, Bruce lead the development of a comprehensive quality initiative called Foundations of Quality ("FOQ"). FOQ was developed six years ago, in close collaboration with Premera Blue Cross. This program, which includes a pay-for-performance contractual relationship, was founded on the quality principles promulgated by the Institute of Medicine, is physician-driven and collaborative, and based on a commitment by the practice to measurable quality and accountability. Read more about Bruce.
Steve Hyde "Personal Choice and Breast Cancer Screening" (volume 5, issue 12)
Mr. Hyde is the author two books: most recently, “Cured! An Insider's Handbook for Health Care Reform” (June 2009, Hobnob Publishing; read review) and, previously, “Prescription Drugs for Half Price or Less,” (2006, Bantam-Dell Division of Random House). He has been a public company CEO and chairman or board member of numerous companies. The former federal chief HMO financial regulator and a certified actuary, he started and grew Peak Health Care, Inc., into a highly successful public managed care company, recognized by Business Week Magazine as one of America’s Best Small Companies. He has extensive experience in managed care operations and strategy, health insurance, managed care regulation, consumer-driven health care, pharmacy benefits, disease management, medical information technology, medical group management, medical network and PPO operations, health benefit design & pricing, health insurance underwriting, community rating, and health service product development and marketing. Steve is CEO of Hyde Rx Services Corp., a health care management consultancy. Read more about Steve.
Wolfgang Klietmann, MD "Understanding H1N1 as a Pandemic Threat and Public Health Service Challenge" (volume 5, issue 11)
Dr. Klietmann is a clinical pathologist and medical microbiologist and serves at Harvard Medical School faculty as an appointed Lecturer on Pathology. Prior to his immigration to the United States in 1992, Klietmann founded and was president and physician-in-chief of a major Institute of Laboratory Medicine in Germany which he built into a peerless institution in its scientific standing and innovative diagnostic reputation among private laboratories in Germany. A prolific author and guest lecturer with over 200 publications and presentations delivered to audiences across the globe, the cornerstone of Klietmann’s career has centered on infectious diseases and bringing together individuals and organizations to share information, technology and resources. His work in biodefense includes a collaboration with MIT in a project for the Department of Defense. He serves as president on the board of directors of the Harvard Business School Health Industry Alumni Association and organized as co-chairman several major conferences held on the campus of Harvard Business School. His memberships in several scientific societies include a fellow of the College of American Pathologists. Read more about Wolfgang.
Tom McNulty, Pharm.D "New Strategies for Specialty Pharmacy" (volume 5, issue 12)
Dr. McNulty is co-founder and chief clinical officer of NovoLogix, Inc, a performance-based health care technology company delivering electronic claims re-pricing processes, prior authorization controls, and integrated patient care and pharmaceutical programs. His expertise includes medication adherence and compliance. Tom is a frequent speaker at industry events and conferences. Read more about Tom.
Kavita Nair, PhD "Value-Based Benefit Design: Getting It Right" (volume 5, issue 4)
Dr. Nair is an associate professor in the department of clinical pharmacy at the University of Colorado (Denver) School of Pharmacy. Her current area of research involves pharmacy benefit design in managed care and retail pharmacy including the structure, pricing and reimbursement of medications, factors affecting the reimbursement of medication in retail pharmacy, willingness to pay for retail pharmacists services and consumer attitudes regarding their pharmacy benefit plans and the impact of multi-tiered reimbursement mechanisms on medication utilization. She is currrently working with Anthem Blue Cross Blue Shield of Colorado to examine the impact of two and three tier co-pay pharmacy benefit plans on the drug utilization patterns of a commercially insured population and a Medicare managed care population. She is also working with various Pharmacy Benefit Managers to examine the impact of converting prescription Claritin to an over-the-counter status on medication utilization and reimbursement mechanisms. Read more about Kavita.
Susan Pantely "Benefit Design Strategies and Oral Anticancer Medications" (volume 6, issue 1)
Ms. Pantely is a principal and consulting actuary with Milliman. She works with a broad range of clients, including Blue Cross/Blue Shield plans, HMOs, commercial insurers, government agencies and healthcare providers. Her work includes rate development, provider contract review, reserve certification, capitation development, Medicare risk feasibility studies, HMO start-ups, HMO due diligence, and development of risk sharing and reimbursement arrangements for physician groups, PHOs, and other integrated delivery systems. In addition, Susan has extensive experience with the valuation, financial analysis, and projection of healthcare services for several state public health insurance (Medicaid) programs. Read more about Susan.
David Rose "Smart Packaging, Better Health Care" (volume 6, issue 1)
Mr. Rose is CEO of Vitality, inc. a company focused on connected-health devices and services. He teaches at the MIT Media Lab and speaks frequently on design and product innovation at conferences and corporate retreats. Previously, he was founder and CEO of Ambient Devices where he pioneered embedding Internet information in everyday objects like umbrellas, light bulbs, bathroom mirrors, and refrigerator doors, to make the physical environment an interface to digital information. Read more about David.
Robert Rowley, MD "Cloudburst: The New Frontier for Electronic Health Records" (volume 5, issue 11)
Dr. Rowley is a family practice physician and Practice Fusion’s Chief Medical Officer. Dr. Rowley has a first-hand perspective on the technology needs and challenges faced by healthcare practitioners from his 30 year career in the sector, including experience as a Medical Director with Hill Physicians Medical Group and as a developer of the early EMR system Medical ChartWizard. His family practice in Hayward , CA has functioned without paper charts since 2002. Read more about Robert.
David Willcutts "Are Expectations Too High for Health IT Vendors?" (volume 6, issue 2)
Mr. Willcutts is a long time health care services executive and entrepreneur focused on managed care, specialty pharmacy and home care services. He is currently the president and founder of Ready Consultant, LLC an early stage marketplace for healthcare consulting services created in response to the unprecedented level of health care initiatives underway in the US covering areas such as EHR, HIPAA, ICD10, and more. He previously founded Ancillary Care Management (now Novologix) in 1995 growing it to over $450 million in annual revenue before leaving in 2007. Read more about David.
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Selected Health Care Legislation
1965: Social Security Amendments authorized Medicare and Medicaid programs. The act created separate payment systems for in patient hospital care (Part A), and outpatient care, including home care and physician services (Part B). Read more here.
1983: Orphan Drug Act gave tax breaks, subsidies, and special exclusivity privileges to sponsors of drugs for rare diseases, defined as having fewer than two hundred thousand cases in the United States. The act implemented market exclusivity by granting protection for seven years against competition from any drug with a similar effect. Read more here.
1984: Hatch-Waxman “Generic Drug” Act required the FDA to accept bioequivalence as sufficient for approval and established the procedure for a generic drug approval called the Abbreviated New Drug Application (“ANDA”). The act extended patents for time lost during FDA review and for one-half the time lost during FDA-required clinical testing. The act capped the extension at a maximum of five years, and the total patent term at 14 years from the data of the FDA approval. Read more here.
1986: The Health Care Quality Improvement Act protected peer review bodies from private money damage liability, and prevented incompetent practitioners from moving state to state without disclosure or discovery of previous damaging or incompetent performance. Read more here.
1989: Omnibus Budget Reconciliation Act authorized resource-based, relative value scale reimbursement of physicians under Part B of Medicare. Read more here.
1990: Budget Reconciliation Act established Medi-Gap insurance regulation that limited exclusions for pre-existing conditions, requirements for uniformity in policies, civil penalties for duplicative services, mandatory rebates if policies failed to return specified percentages of each premium dollar, and rules for "simplification" and standardization of policies. The act also introduced a series of Medicare reforms that aimed to save $40 billion over five years. Read more here.
1992: Prescription Drug User Fee Act established for a five-year period a mandatory fee to be submitted by a pharmaceutical company along with its application to finance the hiring of new employees and reduce average processing time. Read more here.
1996: Health Insurance Portability and Accountability Act (“HIPAA”) allowed for the protection of health insurance coverage for workers and their families when changing jobs, and established national standards for electronic health care transactions and national identifiers for providers, insurance plans, and employers to promote electronic data interchange. The act also authorized tax-deductible medical savings accounts. Read more here.
1997: Balanced Budget Act added Part C to Medicare, which expanded options for enrollment in managed care plans. Read more here.
1997: FDA Modernization Act reauthorized user fees for another five years, and introduced new inducements to conduct pediatric studies that included granting a sponsor an additional six months of exclusive marketing privileges beyond any patent or other nonpatent rights for which the drug may already be eligible. Read more here.
2003: Medicare Modernization Act provided a new outpatient prescription drug benefit under Medicare beginning in 2006 (Part D). In the interim, it created a temporary prescription drug discount card and transitional assistance program. It also included a provision for establishing health savings accounts. Read more here.
2005: Patient Safety and Quality Improvement Act established a system of patient safety organizations and a national patient safety database, to encourage reporting and broad discussion of adverse events, near misses and dangerous conditions. The Agency for Healthcare Research and Quality oversees many of its provisions. Read more here.
2009: The American Recovery and Reinvestment Act included the Health Information Technology for Economic and Clinical Health ("HITECH") Act, which provisions $19.2 billion in incentive money for the implemention and use of electronic health records. It also legislatively mandated the Office of the National Coordinator for Health Information Technology ("HIT"), and the creation of the HIT policy and standards committees. Read more here.
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 Perspectives features commentary and opinion on economic transition and business innovation. Articles often reflect front-line experience.
We award badges to the five contributors ranking highest in total number of views.
Whether you've published one article or several, we're counting the sum of all reader 'clicks'.
Submit your commentary today. You, too, could become a Top Five contributor!
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Our one-page summaries describe in general terms roundtable proceedings. Because each Lyceum event is exclusive to its participants, we do not publish complete details.
- February 3, 2011 "Payers, Providers and Corporate Strategy", New York
- February 24, 2011 "Health Reform, Public Policy and Corporate Strategy", Washington
- March 29, 2011 "Health Care & Risk Management: Design, Implementation and Market Impact", Boston
- April 5, 2011 "Pharmacy Benefit Design, Biosimilars, and Supply Chain Issues", New York
- April 18, 2011 "Provider Business Models: New Opportunities, New Risks", San Francisco
- May 4, 2011 "Risk Management, Public Policy and Industry Realignment", Washington
- May 31, 2011 "Provider Business Models", New York
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Use of your Personal Information
Lyceum Associates, Inc. collects and uses your personal information to operate the Lyceum Associates, Inc. Web site and deliver the services you have requested. Lyceum Associates, Inc. also uses your personally identifiable information to inform you of other products or services available from Lyceum Associates, Inc. and its affiliates. Lyceum Associates, Inc. may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
Lyceum Associates, Inc. does not sell, rent or lease its customer lists to third parties. Lyceum Associates, Inc. may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, Lyceum Associates, Inc. may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Lyceum Associates, Inc., and they are required to maintain the confidentiality of your information.
Lyceum Associates, Inc. does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
Lyceum Associates, Inc. keeps track of the Web sites and pages our customers visit within Lyceum Associates, Inc., in order to determine what Lyceum Associates, Inc. services are the most popular. This data is used to deliver customized content and advertising within Lyceum Associates, Inc. to customers whose behavior indicates that they are interested in a particular subject area.
Lyceum Associates, Inc. Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Lyceum Associates, Inc. or the site; (b) protect and defend the rights or property of Lyceum Associates, Inc.; and, (c) act under exigent circumstances to protect the personal safety of users of Lyceum Associates, Inc., or the public.
Use of Cookies
The Lyceum Associates, Inc. Web site use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Lyceum Associates, Inc. pages, or register with Lyceum Associates, Inc. site or services, a cookie helps Lyceum Associates, Inc. to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Lyceum Associates, Inc. Web site, the information you previously provided can be retrieved, so you can easily use the Lyceum Associates, Inc. features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Lyceum Associates, Inc. services or Web sites you visit.
Security of your Personal Information
Lyceum Associates, Inc. secures your personal information from unauthorized access, use or disclosure. Lyceum Associates, Inc. secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Lyceum Associates, Inc. will occasionally update this Statement of Privacy to reflect company and customer feedback. Lyceum Associates, Inc. encourages you to periodically review this Statement to be informed of how Lyceum Associates, Inc. is protecting your information.
Contact Information
Lyceum Associates, Inc. welcomes your comments regarding this Statement of Privacy. If you believe that Lyceum Associates, Inc. has not adhered to this Statement, please contact Lyceum Associates, Inc. at admin@lyceumassociates.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.
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All contents Copyright © 2005-2012 Lyceum Associates, Inc. ALL RIGHTS RESERVED. All use of this Web Site and its contents is governed by the LYCEUM USER AGREEMENT. The contents of this Web Site are protected under U.S. and foreign copyright and intellectual property laws, and no part of this Web Site or its contents may be photocopied, reproduced or retransmitted in any form without the written consent of Lyceum Associates, Inc. GatherSmart® is a registered trademark of Lyceum Associates, Inc.
All contents Copyright © 2005-2012 Lyceum Associates, Inc. ALL RIGHTS RESERVED. All use of this Web Site and its contents is governed by the LYCEUM USER AGREEMENT. The contents of this Web Site are protected under U.S. and foreign copyright and intellectual property laws, and no part of this Web Site or its contents may be photocopied, reproduced or retransmitted in any form without the written consent of Lyceum Associates, Inc. GatherSmart® is a registered trademark of Lyceum Associates, Inc.
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